Corporate Retirement Plans
Fiduciary Management for Your Small-Business
How It Works:
Designing Your Ideal Corporate Retirement Plan
Designing a corporate retirement plan that aligns with your business goals and meets the needs of your employees requires careful consideration and expertise. At Cantorbridge, we follow a proven process to develop your ideal retirement plan:
Consultation and Needs Assessment:
We, along with retirement planning specialists, will meet with you to understand your business objectives, employee demographics, and budgetary considerations. We'll conduct a comprehensive needs assessment to determine the most suitable retirement plan options for your organization.
Plan Design and Customization:
Based on your unique requirements, we'll design a retirement plan tailored to your business. Whether it's a small business 401(k), Defined Benefit Plan, 457 plan, SEP IRA, or SIMPLE IRA, we'll customize the plan's features, contribution limits, investment options, and employee eligibility criteria to meet your specific needs.
Investment Selection and Monitoring:
With access to a wide range of investment options, we'll help you construct a well-diversified investment lineup that aligns with your employees' risk profiles and retirement goals. Our ongoing monitoring and review process will ensure that the investment options remain competitive and suitable for your plan participants.
Implementation and Enrollment:
We'll guide you through the seamless implementation of your chosen retirement plan. We will assist with plan document preparation, enrollment materials, employee communication, and any necessary regulatory compliance, ensuring a smooth transition for you and your employees.
Employee Education and Support:
We believe that empowering your employees with financial education is key to maximizing the benefits of your retirement plan. Our educational resources and personalized guidance will help your employees make informed decisions, set retirement goals, and confidently navigate their investment options.
Which Plan Is Right For Your Business?
Our comprehensive range of corporate retirement plans is designed to empower employers like you to offer attractive retirement benefits to your employees while maximizing tax advantages. With our expertise in small business 401(k)s, Defined Benefit Plans, 457 plans, SEP IRAs, and SIMPLE IRAs, we'll help you navigate the complexities of retirement planning and create a secure financial future for your workforce.
Small Business 401(k) Plans:
Empowering Your Employees
Our small business 401(k) plans offer a powerful retirement savings vehicle for your employees. With customizable features and investment options, you can tailor the plan to suit the unique needs of your workforce. By partnering with top-tier investment providers and leveraging our expertise, we'll help you optimize your 401(k) plan to attract and retain talented employees while maximizing tax benefits for both you and your employees.
Defined Benefit Plans:
Guaranteed Retirement Income
A Defined Benefit Plan offers a secure retirement income stream for your employees by providing a predetermined benefit amount based on factors such as salary history and years of service. Our team of retirement planning experts will guide you through the complexities of Defined Benefit Plans, helping you design and manage a plan that offers long-term financial security for your employees while helping you meet your fiduciary responsibilities.
457 Plans:
Enhancing Public Sector Retirement Benefits
For public sector employers, our 457 plans provide a valuable retirement savings option. These plans allow your employees to save for retirement while enjoying potential tax advantages. We'll work closely with you to structure a 457 plan that meets the unique needs of your organization, ensuring compliance with governmental regulations and offering a comprehensive investment lineup to help your employees achieve their retirement goals.
SEP IRAs:
Streamlined Retirement Savings for Self-Employed and Small Business Owners
If you're a self-employed individual or a small business owner, our SEP IRAs offer a simplified and tax-advantaged retirement savings solution. We'll assist you in establishing and managing your SEP IRA, providing expert guidance on contribution limits, investment options, and administrative requirements. With our SEP IRA solutions, you can enjoy flexibility, tax benefits, and the ability to provide retirement benefits for yourself and your employees.
SIMPLE IRAs:
Easy and Affordable Retirement Plans
Our SIMPLE IRAs are designed specifically for small businesses with fewer than 100 employees. These plans offer a straightforward and cost-effective way to provide retirement benefits. We'll handle the administrative complexities and guide you through the process of setting up and managing your SIMPLE IRA plan. By offering a SIMPLE IRA, you can attract and retain talented employees while enjoying tax advantages for both your business and your employees.
Secure Your Employees' Financial Future Today
Contact Cantorbridge to explore our comprehensive range of corporate retirement plans, including small business 401(k)s, Defined Benefit Plans, 457 plans, SEP IRAs, and SIMPLE IRAs. Our relationships with experienced teams of retirement planning professionals will work closely with you to understand your unique business needs, design customized solutions, and provide ongoing support to ensure the success of your corporate retirement plan. With Cantorbridge, you can prioritize the financial well-being of your employees and strengthen your organization's competitive advantage.